Joint submission: Consumer protections for users of payday loans

The following is a joint submission in response to Treasury’s April 2012 discussion paper on proposed reforms to Small Amount Credit Contracts.

This submission has been prepared by Consumer Action Law Centre, Consumer Credit Legal Centre (NSW) and Financial Counselling Australia. The following organisations have also contributed to or endorsed this submission:

  • Care Financial Counselling Service and the Consumer Law Centre of the ACT
  • Community Information and Support Victoria
  • Consumer Credit Legal Service WA
  • Financial and Consumer Rights Council Victoria
  • Financial Counsellors Association of New South Wales
  • Financial Counsellors Association of Queensland
  • Financial Counsellors Association of Western Australia
  • Financial Counselling Tasmania
  • Flemington and Kensington Community Legal Centre
  • Footscray Community Legal Centre
  • Good Shepherd Microfinance
  • Redfern Community Legal Centre
  • The St Vincent de Paul Society
  • The Salvation Army, Moneycare
  • South Australian Council of Social Service
  • South Australian Financial Counsellors Association

To read our joint submission, please click here: Joint submission on consumer protections for users of payday loans.

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